Mortgage Options

Conventional Loan

Conventional Loan

A conventional mortgage loan that has the same interest rate and mortgage payment for a specific period, offering payment and housing market stability. 

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FHA Loan

FHA Loan

An FHA loan is a type of mortgage that is insured by the Federal Housing Association of the U.S. Department of Housing and Urban Development (HUD). FHA loans have lower down payment requirements and protect lenders from default losses. 

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VA Financing

VA Financing

A VA loan is a guaranteed mortgage loan supported by the U.S. Department of Veteran Affairs that allows veterans to obtain home mortgages without a down payment. The VA determines the eligibility and insurance for the loan, while a private lender disburses the loan. 

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USDA Loan

USDA Loan

One of the best parts about the USDA mortgage program is that USDA loans require absolutely no down payment.

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Adjustable rate mortgage

Adjustable rate mortgage

An adjustable rate mortgage (ARM) is a conventional loan whose interest rate changes after a certain number of years, and often has lower monthly payments than fixed mortgages. 

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Refinance Loan

Refinance Loan

If you are looking to lower your monthly payments and interest rates or consolidate your mortgage debt, refinancing your home is the best option. Refinance loans are used after an increase in market value once a home is purchased. 

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Jumbo Mortgage

Jumbo Mortgage

A jumbo mortgage is a mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits imposed by Fannie Mae and Freddie Mac, the two government-sponsored enterprises that buy mortgages from lenders.

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Down Payment Assistance

Down Payment Assistance

As a potential first time home buyer, you know the sacrifices made to save sufficient money to make a down payment on a home. For some, it seems impossible to even begin to save enough cash without some form of down payment assistance help.

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Reverse Mortgage

Reverse Mortgage

A reverse mortgage loan is a special loan that gives senior citizens greater financial stability through flexible payments and cash advancements. The FHA insures reverse mortgage loans, and you must be at least 62 years old to qualify. 

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Foreign National Loan Program

Foreign National Loan Program

The American Dream has long been defined as the concept of owning a home. That's true not only for American citizens, but also for residents who live in the country and have not acquired official citizenship.

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Manufactured

Manufactured

Manufactured homes are fast becoming the housing style of choice for people who want to achieve the American Dream on a limited budget.

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Renovation Loan

Renovation Loan

If you find a home that needs a little TLC, the renovation loan could be the answer.

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